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Brain Games!
I love these games…I play everyday. I mean come on at 26, my mind is starting to go. lol But really, try em out! Reclaim Your Brain: Improve Memory with Lumosity Games.
10 Reasons why I love ING Direct
I signed up with ING about 4 years ago and have had a great experience with them. They have been a model business that has worked very hard to satisfy and meet the changing needs of their customers. These are just a few of the ways they have helped me.
1. They are nuts about safety.
A study from the University of California, Berkeley was just published that measured occurrences of identity theft at the top banks. Guess who came out the winner. Yep, ING was rated the safest bank from that study. It is really no surprise to me, just going through their login process you become well aware that it would be a tough feat to hack into someone’s account.
2. Consistently good interest rates.
You may occasionally be able to find a better interest rate online, but ING consistently has good rates. And the rates still clobber any brick-and-mortar bank.
3. Free Bill Pay.
Yes, you can get free bill pay from just about anywhere. But, I have used a few different bill-payment services and theirs has been the easiest and quickest to use.
4. No overdraft charges
This is an a brilliant service that they offer. Most banks charge you about $30-$40 overdraft fee if you bounce a check. With ING, you don’t have to worry about that. Rather than charging that overdraft fee, they basically lend you the money at a competitive interest rate until you bring the balance back to $0. So if you are short for a couple days, it might cost you pennies rather than $30-$40.
5. They send paper checks for you
If you need to send a paper check to someone, you just go to their site and fill the check out like you normally would. They will then mail it to whomever you would like. How easy is that?
6. CDs with no minimum.
7. They make budgeting easy.
8. They now own Sharebuilder.
9. Great customer service.
- that is a good thing. I have never been on hold more than a couple minutes and most times I have gotten someone right away.10. Bonuses for friends.
What did I miss? Are there other features or other banks that you love?
oh, and this post was featured in the carnival of money hacksand has been borrowed from some site on the net. (I didn’t write this.)
Open your account today. Click the logo below.
My New Year Resolution is to Lose Weight
This is what my mom told me a few weeks ago right before Christmas. She wants to lose weight, so I suggested everloss to her, just like I did to all of you. She said she wouldn’t have the motivation for a 100% online weight loss plan. She wanted something more that she could actually DO. So, I got her this exercise DVD that she ABSOLUTELY loves, Walk Away the Pounds. So I figured I’d share it with you guys.
If you’re not a self motivated person, than I think that Walk Away the Pounds may be much better for you. Leslie motivates the heck out of my mom!
So if your new year resolution is to lose weight, here’s your answer. USE IT!
Yay it’s 2009!
Well everyone 2008 was an extremely historic year. There were a lot of sad celebrity deaths such as the great Heath Ledger. (Sidenote: I’m watching The Dark Knight right now and Heath is AWESOME in it.) Whether you voted for McCain or Obama in the election, it was historic. The downfall of the American Economy, etc. Well, all that’s over and I’m wishing you, yes I’m talking directly to YOU, a happy, healthy, and prosperous 2009.
You control your destiny. Make it an amazing year.
Home Made Energy
What Is Home Made Energy?
Home Made Energy is a detailed guide that is written with clear instructions to guide you in creating low cost solar panels and windmills. The guide covers everything from finding materials for your solar panels and windmills to installing the systems in your home, so you won’t have to look for outside information during any step in the process. This is a wonderful guide for anyone who is looking for a cost effective way to reduce their energy costs, without having to invest thousands of dollars in a commercial energy system.
While Home Made Energy can’t build your renewable energy system for you, it can give you the tips and techniques that you need to know to do it yourself. With the rising costs of powering a home becoming more of a concern, there is a lot to gain from using Home Made Energy to help you harness the natural power of the sun and the wind to power your home.
Does Home Made Energy Really Work?
Home Made energy does work, and may even be all you need to become energy independent. Just one solar panel is enough to save you hundreds of dollars a year, and to build one solar panel costs very little money when you use Home Made Energy to help you find the materials that you need. Home Made Energy is simply a guide that will help you understand how to use solar and wind energy in your home, and gives instructions for building these products from scratch so you won’t have to spend your savings installing a commercial system in your home.
In fact, Home Made Energy is a wonderful project that the whole family can work on. The guide will give you all of the instructions you need to find the materials for building your natural energy system, without having to buy expensive products. Home Made Energy can help you install a solar panel or wind generator in your home for less than $200, so you can easily afford to save on your traditional energy costs.
Would You Recommend Home Made Energy?
The main component of Home Made Energy is a comprehensive do it yourself guide that tells you how to construct the solar and wind systems, and where to find expensive materials such as solar batteries for very low or no cost to you. This system is a wonderful choice for anyone who wants to use renewable energy in their home, but does not have the investment of $30,000 or more for a commercial system.
Home Made Energy is also a good option for anyone who would rather make their solar and wind energy projects from scratch rather than buying an overpriced commercial system. The cost of the guide is only $47 and gives you the ability to save thousands throughout the years.
2008 Holiday Gift Guide
Hey guys. I haven’t been around much during the last week because my nephew was sick. Well, he’s still sick but getting better everyday. He has a ear infection and a chest cold. The little guy sounded crappy last week, this week he’s up and jumping around, singing, dancing, etc. Back to normal. I swear that kid makes me want to have one of my own. I know in 10 years I won’t be saying that..lol Anywho let’s go through my holiday gift guide.
For him:
Have you ever heard of Phantom Plate? This website has all kind of goodies from legally blocking out your license plate so the red light cameras can’t catch a glimpse of your plate for tickets to the top radar detectors. If you like to drive fast (like me) you cannot be without these 2 things EVER.
Police Hate Them. Drivers Love Them. Use GPS to Locate Police Speed Traps. 100% legal.
For her:
Guys if you haven’t heard of Lush Cosmetics, shame on you. Not really, but my girlfriend can go into loooong drawn out conversations about makeup, lip gloss, etc etc. I’m sure your girlfriends/sisters are the same way. They LOVE it when you buy it for them. It doesn’t even matter if it’s the right shade. My ultimate gift for her: COSMETICS! Bath stuff, beauty stuff, whatever. Go have a look around:
Your lady read gossip/celebrity magazines? Get her the best of the best. Us Weekly Save 75% off of regular price.
For the teenager:
Scratch Proof Your New iPod Touch & iPhone - Get The invisibleSHIELD. Free Shipping. Lifetime Replacement Guarantee.
How about a little flash for the kids…
If you have teenagers, are a teenager, or have been around a teenager at ANY POINT in the last ahh let’s say 10 years then you’ve heard of Hot Topic and PacSun. Teens love it, I even find a few things in there from time to time. Check out HotTopic.com and Pacsun.com They even have free shipping.
For the baby:
Okay so you guys know by now that my nephew is terribly spoiled although he hasn’t quite realized it yet. He is after all the only baby in the family. :) Here are a few toys I like.
Fisher-Price Rainforest Giraffe Ring Stacker
Chicco Play ‘N Ride Car Deluxe (He’s still a little too small for this.)
Fisher-Price Rainforest Music & Lights Mirror (Looks like fun, right?)
KidKraft See-Thru Storage Bin (The kid has WAY too many toys already.)
He also needs that Gerber Life Insurance Grow-Up Plan thing.
For anyone:
Everyone wants a Nintendo Wii. It’s the hot holiday item once again and it truly is fun for the entire family. We played for HOURS the night before my uncle went back to Iraq last month. The easiest and cheapest way to get one is to win one…is on ebay.
I love movies, I’m a huge movie buff and I rent them a lot. There’s only a select few that I’ll buy. So Blockbuster Online is perfect for me. It’s even better when it’s half off.
I make a butt load of videos especially during the holidays on my laptop. I use CyberLink because it came preloaded on my computer. I think it’s awesome. This year I’m making a dvd full of video clips and pictures of my family as stocking stuffers. I’m hoping none of them read this blog. Check your PC, if it’s not there BUY IT. If you like to make movies, take pictures, and put them on DVDs and such this is for you.
What do I want? Welllll since you asked. A brand new LCD HD TV. I still have tube tv’s in the house and I want to upgrade to this:
42″ Magnavox under $1000 LCD High Definition. Awesome TV. Honey if you’re reading this…tv…tv…tv. :) Thanks baby!
These are way too cool. I didn’t know which section to put it in but a RC Heli…I want one!
In my opinion, everyone should have a cell phone. Contract or prepaid, it doesn’t matter. Anything can happen at anytime these days and it’s always better to be safe than sorry. I got my mom a phone a couple years ago.
This is it —> 
She hardly uses it, but I feel better just because she carries it.
Going into the new year, you should Find Out Your Credit Score and Get Your Free 3-in-1 Credit Report. It’s something we all need to know to get our finances in order for 2009. If your credit stinks and you can’t even open a bank account, there’s still hope for you. Try a Visa Prepaid Card. I have one back from when I had my identity stolen
and I liked it just as much as my bank debit cards. It came with FREE Direct Deposit, and the abilities to pay bills online, get cash from any ATM, go shopping online and best of all - Guaranteed Approval!
If you’re running low on cash this holiday season I’ve compiled the top Payday Loans on the net. All of them are “no fax instant” loans. Which pretty much means you don’t have to send them any paperwork and you’ll know as soon as you fill out the short (less than 2 minutes) application how much you’ve been approved for. These things can really help out, especially now.
OnlineCash911
Secure Money Store
Team Quick Cash
Your Super Cash
Magic Payday
Cash Central
PayCheckToday
Break those bad habits:
Quit Smoking Now with CigArrest. I know, I know you want to stop smoking. You plan on making it your new years resolution. Whatever. If you’re serious, use a PROVEN method to stop. Sometimes your own willpower isn’t enough. Don’t believe me? Didn’t you promise yourself you’d stop smoking LAST YEAR? Thought so.
So there you have it - My 2008 Holiday Gift Guide. I hope everyone enjoys what’s left of Thanksgiving and family that’s with you tonight and the weekend. Happy Holidays everyone!
P.S. WOW this post was long.
Panic Away
Are Any Of These Experiences Familiar To You?
- Maybe you found yourself in the hospital’s emergency room because you thought you were having a heart attack only to be told later it was anxiety?
- Do you ever fear you might stop breathing because your chest feels tight and your breathing erratic?
- When you drive do you fear the idea of getting stuck in traffic, on a bridge or at red lights?
- Do you ever feel nervous and afraid you might lose control or go insane?
- Have you struggled with anxious thoughts that will not stop?
- Do you ever feel uncomfortable in enclosed spaces such as supermarkets, cinemas, public transport or even sitting at the hair dressers?
- Are you nervous and on edge in normal situations that never bothered you before?
These are signs of panic and anxiety attacks. I don’t personally have these, but I know a couple people that go through this and very frequently. It’s almost crippling and honestly there isn’t enough research being done on how to eliminate panic and anxiety attacks completely or at least control them effectively. This is where Panic Away comes in.
Panic Away is a good tool to use, it comes recommended by my friends that suffer from severe anxiety. It’s not the end all be all or whatever that saying is, but it does genuinely help. Do I think it’s worth your time?…if you suffer from panic and anxiety attacks, in my opinion you should try anything that helps. If it doesn’t work as well for you, BE SURE to take advantage of the money back guarantee.
The Magic of Making Up
Being alone during the holidays sucks. I’ve been there and trust me, it doesn’t feel good. If there is an ex that you want to get back with The Magic of Making Up is the #1 relationship guide on the internet. T.W. (T-Dub) Jackson is the creator, writer, coach, etc. This guy is the real deal. I came across this when my now fiance broke up with me last year. There was no way I was letting that go. We were/are perfect together, we just had a few issues. She doesn’t know this but I bought T-Dub’s guide, (which is comprised of 3-4 seperate books) read them at least a couple times each, and then went into go mode. All I did was follow his instructions and May 15, 2010 I’ll be a married man. Now you may not want to marry your ex just yet, but the bottom line is, it works.
There are a lot of reviews out there for The Magic of Making Up, go read them! Here’s a list of a few:
http://www.squidoo.com/iwantmyexbacknow
http://hubpages.com/hub/howtogetyourexbacknow
http://howdoigetmyexback.blogspot.com/
http://www.theofficialmagicofmakingupreview.blogspot.com/
http://www.iwantmyexback.co.cc/
I wouldn’t steer you guys wrong and I’m hoping that I can make this Holiday Season a bit brighter for you. Get your ex back…but do it right! Read the guides first, then implement.
The Holiday Season
The Holiday Season is among us now that Halloween has passed. The leaves are falling off the trees, the air is crisper, and fireplaces are going full blast. So, since this is my blog and can do any darn thing I please 
I wanted to start a holiday gift guide type post(s). There may be more than one, hence the (s).
I love love love holiday shopping. I don’t think it’s as rare as the general public may think. Guys liking to shop that is. I don’t like going in stores with women and shopping for HOURS but I do enjoy casual shopping for the people in my life. There’s a brand new addition this holiday season, my nephew J that is now 7 months old. I’ve already started shopping for him. *grin*
So this holiday season I’m going to continue the product reviews but I also want to help you guys find holiday gifts that fit different personalities. My family is very eccletic. I think the only thing that we all have in common is the love of family and music. lol I wish you and yours the very best this season and hope that all is well. Happy Holidays!
Buy me a latte!
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